If you are able to continue to pay for our monthly charges, then we will hold your Jewellery for you until such time that you are able to redeem them, but if after a reasonable grace period after the expiry of your loan and no further interest charges has been paid, we will Endeavour to sell your Jewellery to recover our loan plus any outstanding charges, and if there is any money left we will repay this amount back to you, according to the terms stated on the back of the pledge ticket that we sent to you.